Reblog: Managing Personal Finances (Alt Title: !!! Warning !!! Manage Your Money or be a Slave To It!
+ JMJ A Reblog from May: Managing Personal Finances By Royal Canadian Mint (via Wikpedia), Fair use, https://en.wikipedia.org/w/index.php?curid=35281220 Intro Decades ago I was introduced to a financial manager and agreed to sit down and look at my finances. We met in my one bedroom apartment and his first question was: "How are you managing your debt?" My answer caught him by surprised: "Aggressively!!!" He was so impressed by this response that he passed it on to your colleagues back at the office. He then asked if I had a budget and I produced a Hilroy 20.3 x 12.7cm accounting ledger and we went through my budget. He noticed that my budget came up in the red and I explained that I was paid weekly and budgeted monthly, which meant that I had a buffer. I think that my attitude towards money comes from observing life as the youngest of five and comparing it to the lives of my schoolmates. We lived modestly, we didn't have a usable car until I was 13 and used...